During the next two to three years, the Government Development Bank (GDB) will deploy a voluntary separation program for its 204 employees or they may be transferred to other agencies through the Sole Employer program; will sell most of its assets and will seek to collect on as many loans as possible.  This notwithstanding, the GDB will not have enough funds to pay its bondholders and depositors, according to the liquidation plan certified yesterday by the Oversight Board (OB).